Estrategias para Mejorar tu Flujo de Efectivo

No te puedes perder este webinar LIVE, sin costo, el Miércoles 10 de Marzo a las 2:30 p.m. PT | 5:30 p.m. ET. Algunos de los puntos que aprenderás:

– Porque requiero de un Presupuesto
– Diferencia entre lo que esta en el BANCO y UTILIDAD
– Porque es necesario tener “Contabilidad Financiera” y no solo “Para Impuestos”
– Quédate con más dinero en tu bolsa todos los MESES

Presentado por Vidal Espinosa “The Shark CFO”. Visita la página de Facebook de HISCEC Foundation para ver los LIVE que estamos organizando en colaboración con Hispanic Chamber of E-Commerce y United States Business Association of E-Commerce.

 

Online Marketplace to Grow Your Business

The HISCEC Foundation has joined forces with the new U.S. Business Association of E-Commerce to support businesses that are interested in promoting their products and services in online marketplaces.

Online marketplaces support small businesses to grow online and stay competitive online as to cost, reach, and innovation.

For many small businesses, which are not native in online skills, online selling means an opportunity as well as a challenge. The importance of online marketplaces for small businesses is grounded in the numerous tools that they put at small businesses’ disposal to overcome competing against larger firms. Online marketplaces support small businesses by helping them:

– To get online
– To grow online
– To be competitive online concerning cost, reach and innovation
– To overcome internal market frictions and sell cross-border
– To sell from remote locations

Online marketplaces play an important role in helping small businesses to start up online. Some businesses are in small and remote communities; they can use online marketplaces to offer their products to customers around the country and the globe. Entry barriers are low and online markets provide them with the necessary tools to service domestic and global customers.

Join the U.S. Business Association of E-Commerce! 30-Day FREE Trial. CLICK HERE!

2019 Latino iConnect

Latino iConnect is a digital marketing and technology conference for small business owners and professionals interested in learning the latest Internet Marketing trends and best business practices that can help them to increase sales, grow the business and become more competitive in the marketplace. Latino iConnect is an event that fosters entrepreneurship, personal development, promotes business networking, and collaboration. The economic empowerment of the business community is essential to help build more prosperous communities.

Join us on November 13 at Latino iConnect.

Wells Fargo to Donate $1 Billion to Address Housing Affordability Crisis

New philanthropic strategy to benefit underserved communities through housing, financial health and small business programs; $20 million challenge grant aims to accelerate solutions for U.S. housing needs

Industry veteran Brandee McHale joins Company to lead philanthropy

SAN FRANCISCO – June 5, 2019 – Wells Fargo today announced an evolution of its philanthropic strategy to help address three critical issues affecting underserved communities: housing affordability, financial health and small business growth.

The Company, through its business and the Wells Fargo Foundation, will use its resources and expertise to develop new ideas and implement solutions in communities of need in collaboration with public- and private-sector organizations. In particular, Wells Fargo will commit $1 billion in philanthropy alone through 2025 to address the U.S. housing affordability crisis, including homelessness, available and affordable rentals, transitional housing and home ownership.

“Wells Fargo is focused on creating a path to stability and financial success for individuals and families that lack access to affordable housing, tools to manage financial health and capital for small business growth,” said Allen Parker, interim CEO and president of Wells Fargo. “Together, we can help spark systemic change and economic development for underserved communities. When people start businesses, build wealth and are able to afford homes in their neighborhood, communities thrive.”

Last year, Wells Fargo donated a total of $444 million to more than 11,000 nonprofits to help address economic and social needs in underserved communities. Beginning in 2019, Wells Fargo is targeting 2% of its after-tax profits for corporate philanthropy, concentrating on housing affordability, small business growth and financial health. The Company also will allocate funding for particular community needs at the local level, such as education, disaster relief and the arts.

To oversee this work, Wells Fargo also announced today that financial services industry veteran Brandee McHale will join the Company to head the Wells Fargo Foundation, effective Aug. 1, 2019. McHale brings more than 30 years of experience in public and private philanthropy to Wells Fargo, most recently as head of Corporate Citizenship at Citigroup Inc. and president of the Citi Foundation. McHale also previously worked at the Ford Foundation, developing a portfolio of investments designed to help low-income households achieve financial success. She will be based in New York City and report to Jim Rowe, head of Stakeholder Relations at Wells Fargo.

In her role, McHale will succeed Jon Campbell, current head of corporate philanthropy and community relations, who previously announced his retirement from Wells Fargo as of Dec. 31, 2019, after a distinguished 42-year career serving the Company in a variety of roles.

Housing affordability

The Joint Center for Housing Studies at Harvard University states that nearly one-third of U.S. households spend more than 30% of their income on housing, and 18 million commit more than 50% for a safe place to live. According to the National Low-Income Housing Coalition, no state or metro in the U.S. has enough affordable rental inventory to meet the existing demand for its lowest-income residents. In addition, Urban Institute reports that 54 million residents of rural communities are living in areas with a “most severe” or “moderately severe” need for more affordable housing, as defined by the U.S. Department of Agriculture.

To address challenges in construction, financing and support services for low- and moderate-income families, the elderly and the homeless, Wells Fargo is also launching a $20 million Housing Affordability Challenge. The challenge grant is aimed at uncovering new, more rapid ways to increase the availability and sustainability of affordable housing.

“America’s housing affordability crisis isn’t restricted to cities on the East and West Coasts,” said Jon Campbell, head of Corporate Philanthropy and Community Relations at Wells Fargo. “Families everywhere are sacrificing necessities like food, healthcare and education in order to afford a place to live. Wells Fargo will bring local and national nonprofits and policy leaders together to better understand and address the full spectrum of housing affordability — from homelessness to rental housing to homeownership — and unlock more housing options for those in need.”

Since 2012, Wells Fargo has provided more charitable grants for homebuyers than any other bank in the U.S. through its philanthropicNeighborhoodLIFT® and other LIFT programs in collaboration with NeighborWorks® America. More than 21,000 homeowners, the majority from low- and moderate-income households, have been created through over $460 million in down-payment assistance grants.

Wells Fargo has also helped more than 170,000 African American and Hispanic individuals purchase homes through 10-year lending commitments to these diverse communities.

“The state of affordable housing is at a crisis point,” said Jonathan Reckford, CEO of Habitat for Humanity. “Markets all over the country that used to be affordable are seeing housing prices soar. Some people who may not have experienced housing struggles before are getting a glimpse into the impact that an unaffordable home can have on a family’s health, educational opportunities and financial stability. We are working diligently with Wells Fargo and our other committed partners to find solutions and create policies that will help millions of people meet their most basic needs.”

Financial health

The Federal Reserve Board reports that nearly 40% of adults would have to resort to techniques such as borrowing money or selling something to cover an unexpected expense of $400. Wells Fargo will help expand access to financial education, financial coaching, homebuyer counseling and other programs or products that improve healthy financial habits and increase overall financial success.

This work complements existing efforts by the Company to help consumers — in particular, unbanked and underbanked individuals and families who are living outside the financial mainstream — succeed financially. In 2018, Wells Fargo team members volunteered more than 47,000 hours in support of the financial health and well-being of individuals and families, especially in underserved communities. Wells Fargo is collaborating with the Bank On movement to support local coalitions in delivering greater access to safe, affordable banking products and financial education. In addition, Wells Fargo offers Hands On Banking/El futuro en tus manos® — a free, non-commercial financial education program in English and Spanish — to teach people about responsible money management, including through specific modules designed for youth, adults, veterans, seniors and entrepreneurs.

Small business growth

Small businesses are growing, with 52% saying revenues increased over the past year, according to the Wells Fargo/Gallup Small Business Index. In particular, however, diverse entrepreneurs need consistent access to capital and training to stay in the neighborhoods they love and bring well-paying jobs to the community. Wells Fargo will intensify efforts to develop and enhance technical assistance — such as business plan development, budgeting and marketing — alongside initiatives that will deliver more stability to startups and existing small businesses.

Wells Fargo already has committed $175 million through its Wells Fargo Works for Small Business®: Diverse Community Capital program with funding to Community Development Financial Institutions to empower diverse entrepreneurs through innovative loan products and technical training. The program, conducted in collaboration with Opportunity Finance Network, has so far helped create more than 46,000 local jobs through assistance to minority-, women- and veteran-owned businesses in 36 states; Washington, D.C.; and Puerto Rico.

For an overview of Wells Fargo’s philanthropic strategy and look at local community impact, visit www.wellsfargo.com/impact.

About Wells Fargo

Founded in 1852 and headquartered in San Francisco, Wells Fargo & Company (NYSE:WFC) provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through 7,700 locations, more than 13,000 ATMs, and the internet (wellsfargo.com). With approximately 262,000 team members, Wells Fargo serves one in three households in the United States. With its corporate philanthropy, Wells Fargo aims to pave a path to stability and financial success for underserved communities by applying a problem-solving mindset to housing affordability, small business growth, and financial health, among other local community needs. In 2018, Wells Fargo donated $444 million to nearly 11,000 nonprofits. For 10 consecutive years, Wells Fargo has held the honor of No. 1 in workplace giving by United Way Worldwide. Wells Fargo team members also actively support communities by donating more than 2 million hours of volunteer time in the last year. News, insights and more information on the company’s overall corporate responsibility are available at Wells Fargo Stories and www.wellsfargo.com/impact.

Executive Round Table: “Moving San Diego’s Business Community Forward”

Join the Hispanic Chamber of E-Commerce and the HISCEC Foundation on March 27 for a conversation with top executives to have a conversation about the things they have done to run successful businesses in San Diego County under the current economic environment of the region.

DATE: March 27, 2019

LOCATION: Point Loma Credit Union | 9420 Farnham Street, San Diego, CA 92123

TIME: 5:30 p.m.

FREE ADMISSION, APPETIZERS, AND REFRESHMENTS. SPACE IS LIMITED.

RSVP NOW!

LEARN FROM THE EXECUTIVES:

David Brooke
President & CEO
Point Loma Credit Union

David R. Brooke is the President/Chief Executive Officer for Point Loma Credit Union; a community-based credit union with $495 million in assets, located in San Diego, California. He joined PLCU in November 2001 as the Senior Vice President of Retail Operations. In 2003, he was promoted to the position of Executive Vice President of Operations/Chief Operating Officer. David has served in the role of President/CEO since May 2015. While with PLCU, he volunteered his efforts as a member of the Filene Research Institute’s i³ (Ideas, Innovation, Implementation) program.

David began his credit union career in 1992 in the Member Services Department at United Services of America Federal Credit Union, San Diego, California, after graduating from San Diego State University with a Bachelor’s of Science degree in Accountancy. David then moved on to Marine Corps West Federal Credit Union (now Frontwave Credit Union), located in Oceanside, California, where he worked as a Branch Manager and Internal Auditor. He was responsible for creating the credit union’s first internal audit department. David is a 1996 graduate of Western CUNA Management School. David also served as a faculty member of WCMS from 2016 to 2018 working with students on their year 1 projects.

David worked for O’Rourke, Sacher & Moulton CPAs from 1998 to 2001 (which later merged with McGladrey and Pullen, LLC) as a Senior Audit Manager. He was responsible for directing the financial statement audits of financial institutions varying in asset size from $25 million to $1.8 billion. David received his CPA license from the California Board of Accountancy in 2001.

Tom Justo
VP of Sales
ASI Heating, Air, Plumbing & Solar

Tom has over 30 years of experience in the building and energy-related field. Graduated with a Civil Engineering Degree in 1988 from the University of Illinois and worked in the engineering field for 22 years designing and building public infrastructure projects. Has spent the last 9 years with “ASI the white glove guys”, helping to grow the HVAC division and starting a solar and plumbing department. He is a registered and licensed professional civil engineer, a state certified potable water specialist, a licensed contractor, and certified as a green building performance contractor.

Patricia Alvarez
President & CEO
Energy Communications Corp

Patricia Alvarez de los Cobos is the Founder, President and CEO of Energy Communications Corporation located in Chula Vista, CA. Energy Communications Corp. is the exclusive US Representative for Televisa Californias. Televisa Californias TV Stations include the following Spanish-language channels: XEWT-TV Channel 12 San Diego/Tijuana, XHUA-TV Channel 57 San Diego/Tijuana, XHS-TV Channel 23 Ensenada, XHBM-TV Channel 44 Imperial Valley and XHBC-TV Channel 4 Mexicali.

Patricia currently serves on several community and business Boards of Directors including South County Economic Development Council, Sharp Chula Vista Medical Center, Otay Mesa Chamber of Commerce, Chula Vista Chamber of Commerce, and Fundación Castro Limon. She is an active member of the San Diego Regional Chamber of Commerce, San Ysidro Chamber of Commerce, National City Chamber of Commerce and MANA de San Diego. In the past, she has also proudly served on the boards of the Susan G. Komen Foundation, the Mingei International Museum, and the Kyoto Laureate Symposium Committee.

Patricia has garnered many community leadership awards along with being nationally recognized by the National Association of Hispanic Publications (NAHP) for her superior achievements as a “Latina in the Media.” Patricia has proudly been recognized by the San Diego Regional Chamber of Commerce with an Emerging Business Center’s Award. She has also received the San Diego Business Journal’s San Diego Women Who Mean Business Award and Multicultural Heritage Award, the San Diego County Hispanic Chamber of Commerce’s Hispanic Business Leadership Award, the Advertising Club of San Diego’s Lifetime Achievement Award, and the Connected Women of Influence’s Woman Breaking Barriers Award. Patricia has also been recognized by a variety of organizations for her valuable contributions to the community, such as: the San Diego Medical Society, San Diego Blood Bank, Project Concern International, General Consulate of Mexico in San Diego and the City of Chula Vista.

For the past 30 years, Patricia Alvarez de los Cobos has been devoted to educating and promoting the importance of the Hispanic Market in the growing Cali-Baja Mega Region that encompasses all of San Diego County in the US and the Northern Baja California/Sonora region in Mexico. Patricia is well respected and recognized as an innovative entrepreneur and humanitarian. She considers that Hispanic Media is paramount to growing local and national businesses.

Victor Gonzalez
Vice-President
IC Public Safety Inc

Mr. Victor Gonzalez has over 20 years of Security & Law Enforcement experience and has managed every aspect of the security industry from training new employees to satisfying and providing excellent security service to his clients.

Mr. Gonzales firmly believes in maintaining close relationships with the business community. He is Past President of the National Latino Peace Officers Association (NLPOA) of San Diego County, State Vice- President of the National Latino Peace Officers Association (NLPOA) of California and Executive Board Member of the National City Chamber of Commerce and Executive Board Member for the San Diego Crime Commission.

He focuses heavily on serving his customers’ needs with all the necessary measures in providing a team of security professionals for any project he is presented. With extensive experience in the Security Industry, and financial management with security services he believes in providing top quality service to customers at very competitive rates.

MODERATOR:

Tayde Aburto
President & CEO
Hispanic Chamber of E-Commerce

SPONSORED BY:

Facturación Electrónica

El HISCEC Foundation en colaboración con el PIED ofrece aplicaciones administrativas que le ayudarán a PYMES en México y empresas en Estados Unidos con operación en México a tener control de su negocio en internet y a cumplir con sus obligaciones fiscales de forma fácil, segura y económica. Los invitamos a que prueben la mejor plataforma de Facturación Electrónica, Contabilidad Electrónica y Nómina Electrónica en México. Pruebe el servicio por 30 días sin costo.

FACTURACIÓN ELECTRÓNICA 3.3

Emita Comprobantes Fiscales Digitales por Internet (CFDI) con el nuevo formato 3.3 en formato XML y PDF.

CONTABILIDAD ELECTRÓNICA

Cumpla con los requerimientos del SAT fácilmente y haga sus declaraciones de forma oportuna.

NÓMINA ELECTRÓNICA 1.2

Emita recibos de nómina con el complemento 1.2 en formato XML y PDF.

 

The Funding Path for Entrepreneurs

The HISCEC Foundation and the Hispanic Chamber of E-Commerce invite you to the first event of a series of events under the "HISCEC STARTUP SERIES" program.

Join us on February 28, 2019, at the University Club in San Diego.

UNLIMITED BEER, WINE & SOFT DRINKS FROM 5:00 – 6:00 P.M. AND A TACO STATION FOR SNACKS.

TOPIC:

The Funding Path for Entrepreneurs

GET YOUR TICKET HERE


In 2017, there were 711 angel fundings in California. A tiny percentage of those deals went to Latina/o entrepreneurs. If you have a great business idea, join us to learn how to obtain access to millions in venture capital.

The 2017 HALO Report notes a continuing trend of geographic dispersion of angel groups investing outside of their headquarter states; the sustained (though narrowing) dominance of both software and healthcare IT as angels’ preferred investment sector; an increased ratio of initial investments versus follow-on financing rounds; an increase in the number of deals funded where female entrepreneur(s) also have founder status; consistency in deal structures, with a noted increase in the use of convertible notes for first-time investments; and a slight decline in the valuations companies received from angel groups.

Learn from our special guests:

– Documenting your Idea for raising Friends & Family Funding
– Finding a co-founder(s)
– Why do Angels exist?
– When am I investor-ready and how do I find my lead angel?
– Crafting your Deck for Investors
– Performing your Investor Pitch
– Understanding term sheets
– Syndicating your Angel Round term sheet via the Angel Capital Association (ACA)
– Developing your Startup (MVP)
– Building Traction through Sales & Media
– Next Round of Funding

ADMISSION INCLUDES UNLIMITED BEER, WINE & SOFT DRINKS FROM 5:00 – 6:00 P.M. AND A TIJUANA TACO STATION FOR FOOD.

Presented by:

Sergio C. Munoz

Sergio C. Muñoz is a Mexican banker and works as a Scout for Angel Investors. He has scouted $25M in term sheets to pre-revenue technology startups in southern California. He is a board member for the Los Angeles Venture Association (LAVA) and a collaborator with the Annenberg Foundation Pledge LA Diversity, Equity, and Inclusion initiative. He specializes, speaks, broadcasts and publishes on access to capital for Latina/o entrepreneurs. {Executive OCW in Inter-American Social Finance from Tuck/Dartmouth, BA from UCSB}

Eric R. Gómez

Eric Raul Gomez is a corporate-trained entrepreneur with a management and strategy focus. He has experience in datacom, real estate, international trade, and cannabis tech. In the last 4 years, Eric has invested in 40+ companies, joined 3 investor networks, helped launch 20+ companies, joined the board of 5 companies, and advised for many, many more. He currently serves as CEO of maxiaNET, VP of Max InterAmericas, and CEO of Canopy San Diego. {MBA from University of Texas at Austin, BSME from UCLA}

Ilse Calderon

Ilse Calderon is a venture capitalist at OVO Fund. OVO focuses on pre-seed stage investments in capital efficient markets. The fund is 1/3 consumer and 2/3 smart enterprise. Although the fund is sector agnostic, Ilse spends most of her time on food tech (marketplaces) deals and direct to consumer opportunities. Prior to OVO, Ilse spent a year at Silicon Valley Bank (SVB) in the Bay Area. {BS from Stanford}

SPONSORED BY:

#HISCEC #HISCECSS

GYBO Google | Como Ser Encontrado En Google Búsqueda

Google, HISCEC Foundation & Hispanic Chamber of E-Commerce te invitan a este seminario sin costo donde aprenderás consejos prácticos que te ayudarán a mejor tu presencia en Google, los mapas de Google y a como utilizar tu sitio web para que te ayude a vender más.

Explore Google Mi Negocio, una herramienta gratuita para empresas locales que desean conectarse con clientes en la Búsqueda de Google y Maps. Obtenga la ayuda práctica para crear o actualizar tu listado de negocio y aprovecha un sitio web gratuito.

Si está lanzando un nuevo sitio web (o arreglando un sitio antiguo), este seminario lo ayudará. Aprenda a crear un sitio de búsqueda exitoso que sea útil para los clientes y respalde sus objetivos comerciales.

PRESENTADO POR:

Roberto Martinez
• Google National Speaker & Digital Coach
• Accelerate with Google

FECHA: 18 DE OCTUBRE
HORA: 6:00 – 8:00 P.M.
LUGAR: California Yacht Marina Chula Vista | 640 Marina Parkway, Chula Vista, CA 91910

ENTRADA SIN COSTO.

EVENTO PATROCINADO POR:

Taller de Cerificacion Financiera

Great workshop last night! Financial literacy is key to success. Thank you everyone for attending. See you in two weeks! | Muchas gracias a todos los que participaron en la primera sesión del Taller de Cerificacion Financiera. Nos vemos el 9 de Noviembre!.